Is Travel Insurance Worth It?

Is Travel insurance worth it?Travel insurance is often the last thing you have on your mind when planning your next trip for just yourself, with your family or with friends. We look forward to a well-earned and long-desired vacation and we know deep down, however, that travelling brings about the unexpected (mostly in good ways). For the hopefully rare bad case scenarios, where you need to cancel a trip due to hazardous weather, sickness, the death of a family member, or any accidents during your trip, stolen or lost luggage/passports/wallets, and even worse injury or death of a travel mate, you want to be covered. Instead of overthinking the many things that might happen, travel insurance can help to put your mind at ease for the many what-ifs, so you can get back to planning and enjoying the fun things about your next trip.  So, is travel insurance worth it?

Be sure to read our post on purchasing a SIM Card for the US.

Travel insurance – what to look for:

Most travel insurance plans cover 2 main things: travel benefits and medical benefits. Those usually entail:

  • a refund when you need to cancel your trip due to emergency
  • covered expenses when a flight is delayed or cancelled or when you miss your flight
  • compensation of expenses if your carrier loses or delays your luggage
  • Coverage of expenses for any medical or dental emergency during your trip
  • Coverage of cost for medical emergency evacuation or accidental death or dismemberment
  • Optional benefits include car rental insurance

Depending on the provider benefits may differ in cost and range, so make sure you read the small print. Read more »

Budget friendly travel options throughout the US

Free Tours by Foot offers pay-what-you-like walking, bike, bus, food and theme tours for every budget, because we believe that everybody should be able to explore the stories, history, and hidden gems of the city they are visiting.  We offer tours of U.S. cities such as BostonChicago, New York, Philadelphia, Washington D.C., Charleston and New Orleans and we often have visitors exploring our tours in different cities. We frequently get the question, what we suggest are the best ways to get around the U.S. and while most travelers have a car or rent a car, that option does not always suit everybody. Here are some budget-friendly ways to travel from city to city without car.

Connecting New York – Boston – Philadelphia – Washington D.C.

A great, easy, and budget-friendly option to travel between the big cities of the northeast is by bus.  There are several different bus companies that are connecting the Northeast cities; and depending which route you take, tickets can be as cheap as $12 one-way. Thanks to the increased number of bus companies, there usually is enough time to book your ticket online 24 hours in advance, unless you are set on a specific time schedule or travel with a larger group.  Also, bear in mind, rush hour departures/arrivals around 9am and 5pm can add another hour to your trip if your bus gets stuck in traffic.  Here are some suggestions:

  • Boltbus – a crowd pleaser with guaranteed seating, and easy boarding process, they usually book out last minute, so book early.
  • Megabus – offers a lot of departure time options, as their fleet departs more often than the others
  • Peter Pan – another great budget option and especially popular for Boston trips
  • Greyhound – the classy and a little more pricy option with more flexibility for refunds; make sure you arrive 30 minutes early for boarding to grab a good seat
  • DC2NY – as the name suggests they operate between NYC and DC; if you like a little more upscale bus ride experience; only rides twice a day; during the summer months, they also offer travel to Rehoboth Beach in Maryland
  • Washington Deluxe – operates between NYC and DC; great if you want to be dropped off in Brooklyn

Connecting Washington DC – Chicago – New Orleans – Charleston

First, check with your airline or flight search engines, such as Kayak, you might be surprised to find a sweet deal for a flight.  If flying is not an option, your best bet to connect these longer distances might be by train.  Going by train will certainly feel like an adventure itself and it is a more relaxing way to see the country compared to sitting in a bus, because you can walk around, read a book, etc. and let’s face it, sometimes the journey itself is the reward of travel.  Make sure you book your ticket at least 3 weeks in advance, because last minute travel by train can get really pricy. Check with Amtrak for times and prices. Here are the current estimates:

  • Washington to New Orleans – 26 hours; $147 one-way
  • New Orleans to Chicago – 19 hours; $127 one-way
  • Chicago to Washington – 17.5 hours; $94 one-way
  • Washington to Charleston, SC – 9 hours; $97 one-way

Greyhound also connects these cities, though you might have to add on some extra travel hours and transfers.

Free Tours by Foot is looking forward to seeing you soon at one or more of our many tours. Save travels!

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